<?xml version="1.0" encoding="UTF-8"?><rdf:RDF xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:foaf="http://xmlns.com/foaf/0.1/" xmlns:xlink="http://www.w3.org/1999/xlink/"><rdf:Description rdf:about="http://www.clarkeology.com/m/11440/%A31.5k+for+the+month%3F+My+mortgage+is+more+than+that%21"><dc:date>2008-07-23UTC05:36:16</dc:date><dc:subject rdf:resource="http://www.folkestonegerald.com/edinburgh" /><dc:subject rdf:resource="http://www.folkestonegerald.com/apartment" /><dc:title>£1.5k for the month? My mortgage is more than that!</dc:title><dc:description>Actually it's not, but it could conceivably be.&lt;br /&gt;&lt;br /&gt;Yes I would think you need a proper &quot;pad&quot; in order to let it out for a decent amount of money, everyone must be on the make in the right parts of town.</dc:description></rdf:Description><rdf:Description rdf:about="http://www.folkestonegerald.com/m/11300/Sotirio%27s+Restaurant%2C+Hythe"><dc:date>2008-06-02UTC10:25:09</dc:date><dc:subject rdf:resource="http://www.folkestonegerald.com/food" /><dc:subject rdf:resource="http://www.folkestonegerald.com/restaurant" /><dc:subject rdf:resource="http://www.folkestonegerald.com/italian" /><dc:subject rdf:resource="http://www.folkestonegerald.com/music" /><dc:subject rdf:resource="http://www.folkestonegerald.com/vegetarian" /><dc:subject rdf:resource="http://www.folkestonegerald.com/child+friendly" /><dc:subject rdf:resource="http://www.folkestonegerald.com/sotirios" /><dc:subject rdf:resource="http://www.folkestonegerald.com/review" /><dc:subject rdf:resource="http://www.folkestonegerald.com/restaurant" /><dc:subject rdf:resource="http://www.folkestonegerald.com/food" /><dc:subject rdf:resource="http://www.folkestonegerald.com/hythe" /><dc:title>Sotirio's Restaurant, Hythe</dc:title><dc:description>Woodo reports:Since my wife and I discovered Sotirios back in 1999 we have been regular patrons of the restaurant, visiting at least three times a year and so far haven't had a duff meal.The menu is quite extensive, providing an excellent choice for ... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/10909/Beer+and+rugby"><dc:date>2008-01-30UTC08:26:18</dc:date><dc:subject rdf:resource="http://www.folkestonegerald.com/pub" /><dc:subject rdf:resource="http://www.folkestonegerald.com/bar" /><dc:subject rdf:resource="http://www.folkestonegerald.com/booze" /><dc:subject rdf:resource="http://www.folkestonegerald.com/real+ale" /><dc:subject rdf:resource="http://www.folkestonegerald.com/food" /><dc:subject rdf:resource="http://www.folkestonegerald.com/tv" /><dc:subject rdf:resource="http://www.folkestonegerald.com/beer+festival" /><dc:subject rdf:resource="http://www.folkestonegerald.com/rugby" /><dc:subject rdf:resource="http://www.folkestonegerald.com/dover" /><dc:title>Beer and rugby</dc:title><dc:description>Got a good weekend lined up I think, not going to Canterbury this week, though I will be in a Canterbury frame of mind as I'm seeing a mortgage advisor Saturday morning to see what we can do. Then, it's Dover beer festival, either going there at lunc...  &lt;br /&gt;&lt;a href=&quot;http://www.clarkeology.com/m/10909/Beer+and+rugby&quot;&gt;Rated 3.57/10&lt;/a&gt; on &lt;a href=&quot;http://www.folkestonegerald.com&quot;&gt;Folkestone Gerald&lt;/a&gt;</dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/10234/Looks+like+Leeds+might+be+safe+for+a+while"><dc:date>2007-05-18UTC06:20:12</dc:date><dc:title>Looks like Leeds might be safe for a while</dc:title><dc:description>Leeds after global warming sea levels...Lots is new since I last saw you, mostly including getting married, moving to Folkestone, and surviving an earthquake. I too am mortgaged up, should have done it a long time ago instead of all that gadding abou... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/10232/RE%3A+Hey%2C+it+has+been+ages"><dc:date>2007-05-17UTC07:21:15</dc:date><dc:title>RE: Hey, it has been ages</dc:title><dc:description>I'm pretty fine, ta. Proud owner of an actual mortgage and I'm now doing a job I enjoy and everything. Living by the sea sounds great, I've always wanted Leeds to somehow get coastal.&lt;br /&gt;&lt;br /&gt;So what's new?</dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/9959/RE%3A+The+plan+is+to+keep+the+flat+too"><dc:date>2007-01-24UTC05:39:29</dc:date><dc:title>RE: The plan is to keep the flat too</dc:title><dc:description>Many congrats on the new job - oh the irony of working for a travel firm and then... not having to travel!Go for it with the second property. I was surprised how easy it was for us to achieve this. We turned it all around within three months - that's... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/9948/I+was+looking+for+a+job%2C+and+then+I+found+a+job"><dc:date>2007-01-23UTC06:41:04</dc:date><dc:title>I was looking for a job, and then I found a job</dc:title><dc:description>No posts for a few days, I had something to say but wanted to wait until I got an official confirmation and things. Yes I'm back in the land of the permanently employed, just arranged some final details today and I start at Holiday Extras on Monday! ... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/9603/Roundup"><dc:date>2006-10-06UTC08:42:43</dc:date><dc:title>Roundup</dc:title><dc:description>Interview yesterday was good, but it's a small company and I'm still after more money than they can afford. It wis great to work on interesting projects, but I'm still holding out for a higher wage too right now, we have a mortgage and want a new hou... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.folkestonegerald.com/m/8668/Get+a+copy+of+the+local+paper"><dc:date>2006-07-06UTC01:41:12</dc:date><dc:subject rdf:resource="http://www.folkestonegerald.com/folkestone" /><dc:subject rdf:resource="http://www.folkestonegerald.com/property" /><dc:subject rdf:resource="http://www.folkestonegerald.com/investment" /><dc:subject rdf:resource="http://www.folkestonegerald.com/apartment" /><dc:subject rdf:resource="http://www.folkestonegerald.com/folkestone+herald" /><dc:title>Get a copy of the local paper</dc:title><dc:description>I think it depends on the area and it depends on what sort of deposit you have. I've had my two bedroom place two years now, and I think it was worth the 140k we paid for it, but if we were to rent it out the most I've seen a two bed advertised for i... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/8201/Dover%3F%3F%3F"><dc:date>2006-04-26UTC08:49:34</dc:date><dc:title>Dover???</dc:title><dc:description>Damn, missed that show, it was all about buy to let / second homes anyway wasn't it?Folkestone has risen in price too much over the past four years to make it a bargainous buy to let - the rental value of my place would not cover my mortgage, though ... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/4549/They+are+drunk%2C+abusive%2C+underage+and+wreaking+havoc+in+a+Hampshire+town"><dc:date>2006-01-27UTC10:45:46</dc:date><dc:subject rdf:resource="http://www.folkestonegerald.com/morrisey" /><dc:subject rdf:resource="http://www.folkestonegerald.com/music" /><dc:subject rdf:resource="http://www.folkestonegerald.com/property" /><dc:subject rdf:resource="http://www.folkestonegerald.com/folkestone" /><dc:subject rdf:resource="http://www.folkestonegerald.com/earls+avenue" /><dc:subject rdf:resource="http://www.folkestonegerald.com/southampton" /><dc:subject rdf:resource="http://www.folkestonegerald.com/winchester" /><dc:title>They are drunk, abusive, underage and wreaking havoc in a Hampshire town</dc:title><dc:description>Hooray, Southampton or Winchester I think...Folkestone property update, there's a two bed flat next door to us in Tudor Court up for 172,000, that's good to know! There's been a flat next door for sale for a few weeks at 150,000 that needs work, don'... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/3728/But+I+DON%27T+have+satellite+TV"><dc:date>2005-08-04UTC07:13:33</dc:date><dc:title>But I DON'T have satellite TV</dc:title><dc:description>These are neighbourhoods of young well-off commuter families, with many pre-school and primary school children.These families often live in relatively large detached houses and have a long time left on their mortgage. However they have good incomes, ... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/3667/A+cut+in+UK+interest+rates+next+month+now+appears+likely"><dc:date>2005-07-20UTC10:47:26</dc:date><dc:title>A cut in UK interest rates next month now appears likely</dc:title><dc:description>I used to hate stories like this, but these days I owe far more than I have in savings, so this is great news! I shouldn't really have any savings with a mortgage, it's probably more efficient to pay my ISA off my mortgage (zzzzz.... anyone still awa... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/3305/The+Bungalow"><dc:date>2005-04-25UTC10:05:42</dc:date><dc:title>The Bungalow</dc:title><dc:description>Oh, also seem contracts will be exchanged on the bungalow today! At last! Could be in the money soon... so do I buy a massive telly, pay as much as poss off the mortgage, or just let it all trickle away on furniture and things..?Seen some quite nice ... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/2832/Oh+my%2C+back+at+last"><dc:date>2005-03-07UTC05:09:01</dc:date><dc:title>Oh my, back at last</dc:title><dc:description>cron job to resize all my pictures seems to have caused havoc, so www.uksolutions.co.uk closed my account! All back now...Very productive weekend I think, sorted out a little overpayment on my mortgage, which I've been meaning to do for a while. Appa... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/2815/Text+alerts+success"><dc:date>2005-02-28UTC11:39:09</dc:date><dc:title>Text alerts success</dc:title><dc:description>You're now set up to receive Text alerts and you'll receive your first message in 7 working days time. ROCK! It's free and it's going to text me a mini statement once a week, that's cool... Tried to change my address online for proper postal statemen... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/1489/A+Kentish+Wedding"><dc:date>2004-05-25UTC03:36:30</dc:date><dc:subject rdf:resource="http://www.folkestonegerald.com/weddings" /><dc:title>A Kentish Wedding</dc:title><dc:description>Clare has found the fearsome sounding www.akentishwedding.co.uk/, which apparently is good because it's got reviews of all the available venues in Kent. She's also come home with a wedding survival guide which I am less pleased with, partly because o... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/1480/Wedding+venues+in+Kent"><dc:date>2004-05-24UTC08:38:43</dc:date><dc:subject rdf:resource="http://www.folkestonegerald.com/weddings" /><dc:title>Wedding venues in Kent</dc:title><dc:description>Following a link from the London By London mailout about civil wedding ceremonies, I have found a list of approved venues in Kent... not sure who they're approved by, the list is shorter than I thought! We might start looking this weekend, to give us... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/1061/Bandwidth+bother+II"><dc:date>2004-03-24UTC12:27:02</dc:date><dc:title>Bandwidth bother II</dc:title><dc:description>And then this site goes down, for doing 6.5 gigabytes of data transfer so far this month, so now I am paying extra to keep it going, I will be moving all the images off for a start...Ace curry at the Punjab last night, feeling a little weak today. Go... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/867/Car+crash"><dc:date>2004-02-05UTC12:08:08</dc:date><dc:title>Car crash</dc:title><dc:description>Got held up on the 106 home last night, by an accident outside the Rose and Crown... I would swear it was that coughing major from &quot;Who Wants to be a Millionaire?&quot; who had driven into the side of a taxi... the cab driver was getting quite aggy, but t... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/784/Mortgage+Broker"><dc:date>2004-01-23UTC03:40:25</dc:date><dc:title>Mortgage Broker</dc:title><dc:description>After hearing from a mortgage broker every hour on the hour all week, today, not a peep... I think it could be because I've mailed him to point out that the best mortgage he's found for me seems to be the same as the mortgage my own bank have offered... </dc:description></rdf:Description><rdf:Description rdf:about="http://www.clarkeology.com/m/314/Don%27t+fear+the+beeper"><dc:date>2003-09-23UTC08:43:40</dc:date><dc:title>Don't fear the beeper</dc:title><dc:description>Plan for the day, change submitEvents() to editBill() - what does this mean? You have no idea do you? How queer.Also further Blue Oyster Card fears, if the little scanning device that reads your card is on the right hand side of the ticket barrier, a... </dc:description></rdf:Description></rdf:RDF>